English term (edited): \"Grow your Credit Footprint\"

FIRST: point of method - asking the right question.

If you hope to get anywhere, you have to translate the whole of

"Grow your Credit Footprint"

as one unit of meaning.

All the context you need is here: "a company helping people to get loans" - that is direct link to a very specific type of companies offering to "improve your credit rating"

The key point of this offer is linked to the fact that lenders are almost as much wary about a "blank" credit history as a "bad" credit history of late/non repayment of loans - as much afraid of lending to someone who never took a loan as to someone who repays loans late or never.

So what this kind of company does is to "lend" to clients a relatively small amount, repayable over a year or two. As the client keeps repaying this token loan, the "credit footprint" (=the records kept by the Credit reference agency of loans taken and being repaid) keeps growing and shows that this borrower is "a good borrower" that keeps repaying loans in time.

You could make a parallel with Search Engine Optimisation, you could call it a kind of "cheating" or "playing the system". Feeding information twisted on purposed to give the desired result - a "credit report" more attractive for lenders.

That's all this kind of companies can do.

So, while the final aim is "to improve client's credit score", the method offered to achieve that aim is:

Grow your Credit Footprint = fill your credit report with entries that are in your favour


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Note added at 19 hrs (2022-07-09 07:19:01 GMT)
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Implied (or obvious in context): these companies will give a token loan to people who have no chance of getting a "regular" loan nowhere else.

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Note added at 20 hrs (2022-07-09 07:39:49 GMT)
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That's what is meant by




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Note added at 20 hrs (2022-07-09 07:46:59 GMT)
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Build your credit footprint
get a credit score and
watch it grow

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Note added at 1 day 1 hr (2022-07-09 12:38:25 GMT)
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possible variations

Créez votre empreinte crédit / Créez votre "empreinte crédit"

Créez votre empreinte historique de crédit / Créez votre empreinte "historique de crédit"