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Poll: Which payment method do you prefer?
Thread poster: ProZ.com Staff
Marlene Blanshay
Marlene Blanshay  Identity Verified
Canada
Local time: 14:50
Member (2009)
French to English
+ ...
bank transfer Jan 9, 2010

Is ideal, but paypal is second.
However, smaller agencies or outsourcers, especially those who are local, send me cheques. Paypal and bank transfer is best for payments from abroad or out of town. The only thing is Paypal's fees.

I am sure that someone posted a poll on this topic not too long ago!


 
JaneTranslates
JaneTranslates  Identity Verified
Puerto Rico
Local time: 14:50
Spanish to English
+ ...
Check in PR or US, PayPal abroad Jan 9, 2010

Like Steven Capsuto's, my preference depends on the location of the client. If the client is in PR or the US, I prefer a check. No fees, my husband goes to the bank regularly anyway, and I have the advantage of gleaning contact info beyond what the client has given me--just in case! It's nice to not depend on just an email address. And the photocopies of the checks are easy to hand to my tax accountant.

If the client is from elsewhere, I prefer PayPal. Usually, the amount is relativ
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Like Steven Capsuto's, my preference depends on the location of the client. If the client is in PR or the US, I prefer a check. No fees, my husband goes to the bank regularly anyway, and I have the advantage of gleaning contact info beyond what the client has given me--just in case! It's nice to not depend on just an email address. And the photocopies of the checks are easy to hand to my tax accountant.

If the client is from elsewhere, I prefer PayPal. Usually, the amount is relatively small, so I just spend it on eBay or Barnes & Noble rather than transferring to my bank account.
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Lise Leavitt
Lise Leavitt  Identity Verified
United States
Local time: 14:50
Member (2008)
Danish to English
+ ...
It works? Jan 9, 2010

Steven Capsuto wrote:
Otherwise I prefer Moneybookers or, as a last resort, Paypal. The last time I looked into this, Moneybookers' fees were lower than Paypal's.

[Edited at 2010-01-09 14:57 GMT]


Hi Steven,

Maybe I am misguided, but I have read that MB is not possible to use for MB-accounts in the USA? I had an account last year, only received one payment from France (I normally use PayPal from clients abroad and check for US-based). This year when logging in, there was a message, saying that I could not receive nor send money to/from my US MB-account!

Did you use it recently?

Appreciate your answer =)

Lise


 
gcpradhan1
gcpradhan1
India
Japanese to English
+ ...
Paypal or Cheque Jan 9, 2010

My all Indian clients send me a locally drawn cheque which does not cost anything. I just need to drop the cheque at any nearest ATM and job done. But most of my overseas clients pay me via Paypal. Although the fee is on the higher end, but I am managing through that. Fortunately, many of my overseas clients bear the paypal fee. But still I need to pay Paypal for the exchanging the currency into my local INR.

 
Steven Capsuto
Steven Capsuto  Identity Verified
United States
Local time: 14:50
Member (2004)
Spanish to English
+ ...
Using MB from the U.S. Jan 9, 2010

Lise Leavitt wrote:
I have read that MB is not possible to use for MB-accounts in the USA?


For a couple of months last year, MB suspended service to the U.S.

As I understand it, they needed time to bring themselves into compliance with some U.S. laws or regulations. You should be able to use it again now. When you log in, they will probably tell you that your account has been transferred to their American subsidiary.

If you receive money from outside the U.S, you now have to click on the "Moneybookers International" link after you log in to see/withdraw those funds.

[Edited at 2010-01-09 18:05 GMT]


 
Rebecca Garber
Rebecca Garber  Identity Verified
Local time: 14:50
Member (2005)
German to English
+ ...
Why isn't "some of the above" listed? Jan 9, 2010

I use several methods with no real preference. All are easy for me, and for my clients.

I receive checks from US clients, or direct bank transfers.
Paypal is also fine, fast, and reliable.
For European clients, I usually receive wire transfers (I take the charges off my taxes) and Paypal for smaller amounts.

I don't use Moneybookers, and no one has offered to pay me in cash.


 
Wolfgang Jörissen
Wolfgang Jörissen  Identity Verified
Belize
Dutch to German
+ ...
Cash Jan 9, 2010

... and no questions asked.

Does not happen very often, but that does not keep me from preferring it


 
Marlene Blanshay
Marlene Blanshay  Identity Verified
Canada
Local time: 14:50
Member (2009)
French to English
+ ...
if you live in a cold climate... Jan 9, 2010

the fewer cheques you have to bring to the bank in the winter- the better!! that's another reason to love Paypal or bank transfer. It's -14 outside today and windy!!!

 
Stanislaw Czech, MCIL CL
Stanislaw Czech, MCIL CL  Identity Verified
United Kingdom
Local time: 19:50
Member (2006)
English to Polish
+ ...
SITE LOCALIZER
bank transfer Jan 9, 2010

and as an alternative Paypal.

Btw. am I the only one who associates wire transfer with Western Union etc. rather than with bank transfer?

Best Regards
Stanislaw


 
José Henrique Lamensdorf
José Henrique Lamensdorf  Identity Verified
Brazil
Local time: 15:50
English to Portuguese
+ ...
In memoriam
Xoom (foreign) or bank transfer (domestic only) Jan 9, 2010

Xoom gets my payment from Visa/MC/PayPal to my Brazilian bank account ovenight (sometimes on the same day) hassle-free. Bank transfers within Brazil are the fastest in the world. Meanwhile a foreign bank transfer will cost me some USD 80 in processing fees per transaction, regardless of the amount involved.

 
Maria Drangel
Maria Drangel  Identity Verified
Sweden
Local time: 20:50
English to Swedish
+ ...
Never PayPal! Jan 9, 2010

I am surprised that anyone uses Paypal!

They are so expensive and not customer friendly at all! Thanks to Proz I have learned about Xoom which is a good alternative to bank wire when there is a high bank fee (thank God, most of my clients are in the EU, which saves me that trouble)...

Moneybookers is acceptable but I avoid Paypal to such an extent that I do not even take on new clients who only pay through Paypal...


 
Amy Duncan (X)
Amy Duncan (X)  Identity Verified
Brazil
Local time: 15:50
Portuguese to English
+ ...
Agree about PayPal Jan 9, 2010

Ward Whittaker wrote:

For me anyway, banks charge like wounded bulls to receive money into Brazilian accounts. PayPal is painless and its easy to transfer the funds to any type of account here, and I can also leave money in PayPal to make purchases from overseas.


I agree, unless it's just a local transfer to my Brazilian bank account. Otherwise, the payments go into PayPal and then I transfer them from time to time into my USA bank account. That way, if I need to get the money down here I use Xoom and it costs me nothing.


 
Amy Duncan (X)
Amy Duncan (X)  Identity Verified
Brazil
Local time: 15:50
Portuguese to English
+ ...
My experience has been the exact opposite Jan 9, 2010

Maria Drangel wrote:

I am surprised that anyone uses Paypal!

They are so expensive and not customer friendly at all! Thanks to Proz I have learned about Xoom which is a good alternative to bank wire when there is a high bank fee (thank God, most of my clients are in the EU, which saves me that trouble)...

Moneybookers is acceptable but I avoid Paypal to such an extent that I do not even take on new clients who only pay through Paypal...



I don't think PayPal's fees are so high, considering how convenient the service is, and I've also had very pleasant experiences with customer service on the phone. Once when I had a problem they were very helpful and friendly.


 
My preference is in this order ..... Jan 10, 2010

1) Check
2) Moneybookers
3) Pay Pal
4) Bank transfer

1) is for my domestic clients -- as this involves no transaction fee, plain and simple
2) and 3) are for overseas clients
4) is for overseas clients also but who do not use neither 2) nor 3)

I do not accept credit card.


 
Ikram Mahyuddin
Ikram Mahyuddin  Identity Verified
Indonesia
Local time: 01:50
English to Indonesian
+ ...
Wire transfer Jan 10, 2010

I don't have paypal and mosneybookers accounts, that's why.

 
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